College kids- your credit score's important right now & even more important later.
Read the “credit commandments,” could get you a house later.
-Rebecca Smugstress
If you Avoid Trends, Say seemingly-malicious truths at will,seek out wants to replace them with "haves," are considered weird/abnormal/ "artistic," and a simultaneous fool of a genius, search no more, you've found oasis. Learn what you can from us & Hate what you wish, but Love the purest truth: we are SMUGG BASTARDS!