Equal Credit Opportunity Act Amendments of 1976
President Ford signed the Equal Credit Opportunity Act Amendments of 1976 into law on March 23, 1976.
When it was originally enacted in 1974, the Equal Credit Opportunity Act prohibited discrimination in credit transactions because of gender or marital status. These amendments broadened the scope to bar creditor discrimination on the basis of race, color, religion, national origin, or age.
“This Administration is committed to the goal of equal opportunity in all aspects of our society,” President Ford said in his signing statement. “In financial transactions, no person should be denied an equal opportunity to obtain credit for reasons unrelated to his or her creditworthiness.”
Memo from the White House Records Office: Legislation Case Files, 3/19/76 HR6516, Equal Credit Opportunity Act Amendments of 1976
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