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Nicole Eliza Joan

@nicoleelizajoan / nicoleelizajoan.tumblr.com

She / They. 35. Italian-American in Scotland. Lover of Chaotic Neutrals, the Gothic, Eclectic Paths & Peoples, Architecture and Snark.
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I suppose I should have guessed that offhandedly mentioning my father was in several year feud with a parrot in the tags of that post would make my inbox go nova.

Anyway, my dad was involved in a feud with an African Grey parrot for several years. No one knows how said parrot came to be in our Scottish village, it simply showed up one day at the rescue and the local hairdresser, Sharron, adopted it. 

Now if you don’t know much about African Greys, they’re chatty buggers. They’re also wicked smart and incredible mimics. Which was how Marty the Parrot became an infamous feature of our wee town; frequently escaping his enclosure to perch above the barbershop door, hurling Scottish colloquialisms at unsuspecting tourists and whistling the ice cream truck song whenever kids walked past. One time, some construction workers drilled through the water pipe that ran through the village square, and above the roar of water spewing forth into the street and alarmed swearing, Marty could be heard cackling like a demon through the window. Right until the water reached the barbershop door and flooded the ground floor room he was sitting in, and then he started screaming, “help! help! murder murder polis*!”** until he was rescued and offered a plain digestive biscuit. 

After that and many, many more escape attempts and being asked politely by the local tourist board if Marty could stop telling hikers to “away and pish!” Sharron took him to see some sort of bird whisperer who told her Marty was lonely and needed company. So she moved his cage into the barbershop during the day so he could see and talk to her and the customers. 

Which is where my dad comes in.

You should know that my dad is the epitome of a wee auld Scottish granda. He’s had a full head of white hair since his early forties, and wouldn’t look out of place in a Norman Rockwell painting in Norman Rockwell ever took a wander doon the Barras and got swindled into buying a TV that quite-very-probably fell off the back of a truck. He’s got the gift for the gab, and everyone likes him. Sometimes against their better judgement. Everyone, that is, except Marty.

Marty hated my dad.

At some point, Marty picked up the habit of complimenting customers. He’d wait till Sharron was done with their hair, then wolf whistle and demand “who’s a pretty boy then?” in a broad Scots accent that ought to have defied avian vocalities. Sometimes he’d even do it before if he liked the customer. But regardless, he’d always chat with customers, even if it was just nonsense phrases like “Oh aye?” *whistles* “Iz at right?” *click click.* 

Now my dad knew this about Marty. He knew it from local chat and from watching the bird fawn over customers as he and my brother waited their turn. So it came as quite a surprise when my dad sat down in Sharron’s chair and was met with stony silence. The way he tells it, Marty stared at him dead on in silence, methodically cracking seeds between his talons. When my brother was done with his haircut in the neighboring chair, Marty turned and gave a shrill whistle, followed by his customary “who’s a pretty boy then?” before resuming his death glare at my dad, who by now was feeling a bit unnerved by the unwavering eye contact and the nut cracking. The uncharacteristic silence continued, even when my dad was getting ready to leave. There was no whistle, no “who’s a pretty boy then?” just silence and the sound of seeds being crushed. And then my dad tripped over the step on the way out of the shop, and Marty let out a demonic peal of parrot laughter*** like water circling an open drain. And that was the start of the feud.

After that, whenever my dad went to get a haircut, Marty would talk to him, but only ever in insults. The one time my dad tried asking “who’s a pretty boy?”, the bird replied “naw youse!” before cackling himself into a whistling fit. And every time my dad would come away, determined to get that bloody parrot to whistle at him and ask “who’s a pretty boy then?” 

Seeds were bought. Parrot appropriate biscuits were offered up as tribute. All to no avail. But eventually there became a sort of camaraderie in the insults. Like two enemies who know the steps to the dance they’re treading, and who welcome the familiarity of it. Sometimes my dad would just stick his head round the door on his way to work, just to hear the indignant squawk followed by a litany of insults that’d make a tea kettle whistle. And this went on for years, possibly close to a decade. 

Parrot and man locked in an ongoing battle of wills to see who would give up first.

Sadly, my dad never got his “who’s a pretty boy then?” whistle. Marty was already old when Sharron rescued him and is no longer with us. I’d like to say he’s looking down on my dad, hurling loving insults, but given that bird’s panache for stealing ice cream cones from unsuspecting children and general flare for terror, it’s probably more likely he’s looking up. Either way, he’s fondly remembered. Especially by my wee auld dad, who while never having got a “who’s a pretty boy then?” did get a “see youse later” one time, which probably counts for more.

*Scots for police. **A line from an old Glasgow Street song. ***Not Marty, but this is close to how I remember him sounding.

Happy 2-year-ish anniversary to this post. I need you all to know it’s been literal years, and during one of our recent phone conversations, I brought up Marty and what a terrible pun his name was, and my dad paused mid-sentence, asking what I meant and proclaimed, “Of course! It all makes sense! Marty McFly!”

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teaboot

Wait what's a buildings fire evacuation plan if you aren't supposed to use the elevator to get down

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lazodiac

You go down the stairwell/fire escape. Is that weird?

But what if you have a walker or a wheelchair??

in america at least, in this situation, there isnt one. either your loved ones or the firemen can get you out using the emergency fire escapes or stairs, or you die 

That's fucking horrific, thank you

“fun” little story:

last summer my friend who is an amazingly talented artist and i were in this super tall building, and she’s in a wheelchair and i’m pushing her around the room. it’s an art exhibit and some of her art was chosen to be showcased there and so it’s all fine and dandy until suddenly an alarm starts going off

a FIRE ALARM

everyone starts running for the stairs and my friend just looks at me with this forlorn look on her face

“i can’t go down the stairs”

but i’m a stubborn bitch “i’ll carry you”

“what about my chair? it’s too expensive for me to be able to get another one if i can’t get this one back”

“i’ll carry that too”

and i did. we went to the stairs (by then most people from our floor were gone) and i lifted her up in a fireman’s carry over my shoulder and then lifted her chair up and used the ridiculous amount of adrenaline that was coursing through my veins to make it down approximately 20 half-flights of stairs until we met some people exiting lower floors, one of which who kindly took the chair. I changed positions so i was holding my friend bridal-style which was, somehow, easier and the person who took her wheelchair (with her permission to handle it of course) accompanied me to the ground floor and then out the doors

basically there is no real protocol for people who can’t use the stairs in an emergency. it’s up to the people with them, if anyone, to help them or the person to somehow make it down the stairs alone, unassisted

thank fuck that it was just a faulty alarm system, because if i was unable to carry her down those stairs and the building was on fucking fire???? then i don’t know what would have happened to her, but i don’t think it would have been very good.

it’s fucking ridiculous and ableist to the absolute max.

I use a cane. When I did a day-long fire safety training at my northeast American university (UMass Amherst), I asked that exact same question: “what am I supposed to do if the fire alarm goes off and I’m in my lab on the twelfth floor?” 

the fire marshal hemmed and hawed for a while and then said to take the elevator- you’re supposed to leave it free for the fire department to use and they want able-bodied people out fast not waiting for elevators. if the fire alarm has just gone off the building probably hasn’t suffered enough structural damage to make using the elevator dangerous, and modern elevator wells are heavily reinforced. many large and high-trafficked buildings on my campus have fire rated elevators that link in with the fire alarm system so they won’t let you off on a floor with a possible fire. 

if the elevator isn’t working, wait in the stairwell and call the fire department to let them know where you are. modern stairwells are also heavily reinforced- it might not be pleasant but modern building code usually requires fire-resistant stairwell doors in office and big residential buildings, also to help firefighters get in and out safely. older buildings’ stairwells may or may not be retrofitted with fire-resistant doors but a stairwell is generally the safest place to wait if you can’t get out. 

what happened to your friend was horrible, and i’m very glad you were there to help her out, but you can absolutely use the elevator to evacuate if it’s not shut down. those don’t-use-the-elevator rules are for abled people.  

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tisfan

This is GOOD TO KNOW. why do they not tell people this??

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ravynfyre

Okay, firefighter here. If you are not physically able to use the stairs, and the elevator is NOT compromised, use the elevator. But you MUST be ABSOLUTELY CERTAIN that the elevator is NOT compromised before you get into it, because there is always the chance that once you get into it, you may not exit it. Power could go out. The elevator may actually BE compromised and you just couldn’t tell from where you were until you were in there, and it suddenly shuts down on you. Something else could happen. 

Understand that once you enter the elevator, you could POTENTIALLY be taking your life into your hands there.

It is NOT LIKELY, to be perfectly honest. It’s only in a pretty catastrophic scenario - think the Twin Towers, USA, on September 11th - that the elevators will be compromised and out of service. But there is a NOT ZERO PERCENT CHANCE and you need to understand that and accept it.

As for leaving the elevators free for the firefighters, okay, here’s the deal. Unless your nearest fire station is literally right next door? Your first on scene fire truck is NOT likely to be there on scene and needing that elevator before you get to the ground. It takes us TIME to find the address, gear up, and drive to the building. Then we need to hoof it into where the elevators even ARE, so YOU HAVE TIME to use the elevator to get down to the ground floor... BUT ONLY IF THERE’S NOT A RUSH ON THE ELEVATOR! And THAT is WHY we don’t tell people this shit. That’s WHY we tell people to NEVER USE THE ELEVATOR... because every self-entitled asshole will use it because they don’t feel like walking, and then put YOU in danger by delaying the elevator’s arrival to you.

IF, however, the elevator IS compromised, or you just can’t get it to come for you, or whatever, and you either don’t have anyone with you who has the adrenaline fueled BALLS to be able to toss you over their shoulder and hoof it down the stairs with you - because, let’s face it, that is RARE AS FUCK, then HERE IS WHAT YOU DO:

You call 911 and tell the call taker that you are in the building that has a fire alarm going off, and you are not able to evacuate because of a physical disability, and you tell them what floor you are on, and EXACTLY what stairwell you are waiting at. And the very FIRST thing that the firefighters are going to do once they arrive, if it is, indeed, a REAL emergency, and not a false alarm, is come get your ass and bring you down. Whether that means carrying you down the stairs, or whether that means locking out the elevators so that no one else can override them and coming to get you themselves, they WILL come get you FIRST THING if it is a real event. And if it is a false alarm? You will probably be the first person who is not involved with the building to know, because the call-taker is going to stay on the line with you until you are under someone’s care and out of danger, or until the scene has been sorted out as real or false, and you are out of danger that way.

These are pretty standard operations in the fire service throughout the United States. There may be some minor variations based on specific municipalities, but, for the most part, this is pretty typical: LIFE BEFORE PROPERTY. So, as long as SOMEONE knows where you are - hence why you call 911 - Firefighters will come get you. You are NOT alone, and you have NOT been abandoned. I PROMISE. It’s like, our whole reason for doing the shit we do: to save lives and to break shit. Sometimes, we get lucky enough to do both at the same time.

High rise fires suck ass, and I always hated them. But the very FIRST thing I asked anytime we got one was if we had “any entrapments” - which is what we call anyone who could not self-evacuate for ANY reason. We ain’t leaving you behind. And yes, your friend who doesn’t have the stamina to carry you down can stay with you, too. Because I would never ask that of someone, honestly. 

Also, just a little FYI... MOST fire alarms are false alarms. Not to make anyone complacent or anything, but, yeah. Most of them are either system malfunctions, someone accidentally hit a pull station, or someone burned popcorn in a break room. So don’t let a fire alarm freak you out until you need it to - by smelling or seeing smoke or flames. 

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gentle--riot

i have had multiple nightmares about this very thing because NOBODY BOTHERS TO ACTUALLY TELL WHEELCHAIR USERS THIS STUFF

This is… baffling me???

Are you not required by law in the States to have a Fire Evac Mat in your building if someone is disabled?!

What the fuck. I’m first aid trained at my current job. (I live in Scotland.) And I had specific addendum training with the Evac Mat the very SECOND it became apparent a colleague could not use the stairs in the event of a fire.

It’s a contraption that allows you to safely slide your colleague down flights of stairs, provided you have their prior consent to do so.

?!?!?!!?????

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quick and dirty guide to recognizing stolen content on tumblr

there is RAMPANT art and photography reposting on this stupid website, and it occurs to me that folks might not know how to recognize it. here are the mental gymnastics i go through every time i see a sus post

1. is there a caption? most creators tend to leave one. maybe it's so their url is prominent, or to express their thoughts about the piece, link their shops/websites, etc. most reposters leave the captions blank

2. look for credit in the picture. is there a name, handle, or watermark? does it match the url?

3. check the original post. often you'll find that the original poster actually linked the artist. go forth and reblog that version!! for some godforsaken reason people keep REMOVING CREDIT on this website and i will MANIFEST INSIDE YOUR HOUSE IF YOU DO SO

4. check the tags of the original post. beyond the main fandom/character/subject tags, creators tend to have a #my-art tag or something similar. photographers often use #photographers-on-tumblr/lensblr. sometimes they'll also have thoughts about their work there. this doesn't always work, but personally i never see reposters adding tags like this

5. look at op's other posts and bio. is there anything about being an artist or photographer in the description? does the art they post look the same? usually this is where you'll Know if it's a serial reposter, because their blog will be FULL of reposted shit with no captions that all have different styles. also half the time their blog description straight up admits it

6. check the notes to see if someone added the proper credit. at this point, if you know it's a repost but still wanna reblog it, at least give credit where it's due. see if someone else already did the work for you

7. reblog and add a link with creator credit. if you know it's a repost, and you can't find credit, consider doing your part to help creators get their well-deserved recognition. usually you can just google the watermark in the picture. otherwise reverse image search on google or tineye is your friend

8. if the original creator is on tumblr, reblog their version of the post. if you've gotten this far it's not hard to search their blog for it

9. consider letting the artist know their art has been stolen and send them the link. this way they can take action and file whatever claims they need to get it taken down

10. finally, support original content creators! look at the #artists-on-tumblr and #photographers-on-tumblr tags, follow your favourite creators and reblog their work. seriously it can make a huge difference

if you read this far, THANK YOU. making sure content creators get their credit is literally the bare minimum we can do to be respectful of the countless hours they spend on their work. especially when that content is freely accessible

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Insurance PSA Master Post from a Bitch Who Knows Her Shit and wants to make sure you don’t go bankrupt

Why am I littering your dash with mind-numbing insurance crap?

Because the world of health insurance is complicated, and you can still lose everything if you have coverage and fail to navigate it correctly. 

Even if your eyes glaze over instantly at the subject, I suggest you bookmark this as a future reference, because you either have your own insurance now, or you will someday soon, and there isn’t anybody who doesn’t need this knowledge. (Yes, I know there’s a double negative in that sentence. This is a financial post, not a grammar post.)

If you think this is valuable info, I ask you to please share it. You could help somebody save money/sanity. 

My cred: 

I write health plan docs for a living. I’m an Obamacare expert. I help clients with plan design, so I know the tricks. I implement federal mandates from HHS, IRS, DOL, and state agencies in order to keep my clients legally compliant. I know how to avoid penalties and coverage gaps. I know the tricks of plan design that are implemented to save employers money. I know which laws apply to which types of plans. I know how many ways participants can get severely burned if they don’t know how this works.

1. Your network is everything.

Never visit any type of practitioner without first checking if they are in your network. This is gospel. Many plans have separate INN and OON deductibles and out-of-pocket maximums that do not accumulate together. Some plans have an unlimited OON out-of-pocket limit, so you can still go completely bankrupt if you go OON.

Most plans have network provisions that will cover some OON providers at the INN level: emergency services until you’re stabilized (this is a federal mandate for non-grandfathered plans), No Choice of Provider provision if ancillary services are performed OON (e.g., if an INN physician sends your labs to an OON facility), and various out-of-area provisions. If you don’t know, call the customer service number and ask. 

Physicians join & leave networks all the time. Even if your doc isn’t listed in the most recent Provider Directory, it never hurts to ask.

Many plans also have wrap networks that will negotiate with OON providers and facilities, so if all else fails, ask if your plan utilizes one of these to negotiate on your behalf.

2. Understand when your deductible accumulates & resets.

Your deductible is the amount of $ you pay for all services & prescriptions (except mandated preventive care on non-grandfathered plans) before your insurance pays a dime. This is in addition to the $ you pay for your premium. If you’re on an HDHP (high deductible health plan) or CDHP (consumer-driven health plan), your premiums will be very low, but your deductible will be very high. I’m on an HDHP, and my individual deductible is $2,600. Steep.

Deductibles usually reset every January 1, but some plans run off-year. Know your dates. If you’re on an HDHP, use the hell out of the HSA (health savings account) if available. 

3. Preventive care is free!! Woohoo!! 

The Affordable Care Act mandates certain preventive services be covered with no cost-share. 

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You can find the list of services here: https://www.healthcare.gov/preventive-care-benefits/

These lists are updated frequently, and new services are added every few months. My $500 Mirena IUD is now covered 100%, and the deductible is waived. The HPV vaccine is now covered for everybody between age 19-26. Depressing screening is covered. Tobacco cessation, immunizations, STI screening & counseling….all covered.

4. Preventive care isn’t free under every plan! Booo!!!

If your plan is grandfathered, they will likely opt to cover preventive services at the general benefit percent. The deductible will also apply. They are still allowed to exclude any preventive services they want. 

Your plan document will (should) state whether your plan is grandfathered or not. If the doc is silent, call the carrier’s customer service line and ask.

5. Assume every EOB/bill you receive has at least 1 error, ESPECIALLY on hospital visits.

For the most part, claims processors have ZERO medical background. They’re paid just above minimum wage and are paid based on how many claims they process per hour. So you can guess how often errors happen. 

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I just had a preventive OBGYN claim come back as not covered, even though it should have been covered at 100%. If I didn’t know about the PPACA mandate, I would’ve just paid $219 out of my own pocket for an office visit that is supposed to be free. 

You are paying enough/too much already for your premiums and deductibles. Make damn sure your claims are being processed and paid correctly. Raise hell if not, and get familiar with the appeals process.

6. Check your Medical Plan Exclusions before you go for any service.

Can’t stress this one enough. 

7. Some plans offer surprisingly generous benefits such as 3-D mammography, genetic/genomic testing, acupuncture, and bariatric surgery.

Look at your Schedule of Benefits, but also check your Covered Charges for details on coverage and limitations.

There are federal mandates like the WHCRA, which requires all plans to cover the cost of breast reconstruction after mastectomy. Your plan document should have a section that lists federal notices.

The Mental Health Parity & Addiction Equity Act also requires plans to cover mental health & substance abuse services & facilities at the same level as the medical services & facilities. For example, a plan that covers a skilled nursing facility (medical) must also cover a residential treatment facility (MH). This is a bigger deal than it probably sounds like.

8. Check pre-certification requirements. 

This is a cost containment strategy, and a lot of people aren’t even aware that covered charges are often denied/penalized if you don’t obtain pre-cert before the service. Again, check your plan document or call customer service. The most common services requiring pre-cert are: all hospitalizations (excluding routine labor/delivery), surgical procedures, transplants, clinical trials, outpatient rehab therapies, chemo & radiation, speciality drugs, home health care, durable medical equipment, prosthetics, and advanced imaging (MRI/MRA, CT scan, nuclear imaging, etc).

Any penalties you pay for failure to pre-cert won’t apply to your out-of-pocket maximum, so they really super suck. Some plans outright deny all claims for services that aren’t pre-certed.

9. You shouldn’t go broke.

Under PPACA, your in-network out-of-pocket maximum is limited. This means that you will never spend more than that amount in any year for covered services received from an in-network provider. The key here is the network, which I have to mention again since it is so critical. 

Watch your EOBs carefully and monitor your accumulators (deductible and out-of-pocket limit). You can’t rely on the claims processors to get it right. I know it sucks and isn’t fair, but it’s the reality, and it’s your money on the line. There isn’t a claims processor or appeals lawyer in the world who will care more about your money than you do, so it really is up to you to be aware.

Godspeed, friends, and good health to you.

THIS NEEDS MORE NOTES

As much as this advice needs to be spread, it makes me so fucking furious that we live in a country where it needs to be spread. 

And PSA #1 works adequately (I am not going to say well, because I think in/out of network is some of the worst of the bullshit of US health insurance) for most uncomplicated physical health needs.

Mental health? Not so much.

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libertinem

And if you get charged for failure to pre-cert, that’s the doc’s fault and you shouldn’t be responsible for the charges.

Also if you do get misbilled, don’t pay it - call to complain first, then ask if the doctor can submit anything to help

I once spent a year and half fighting an mri bill that they incorrectly labeled as frivolous until a doctor got involved

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vaspider

Also: keep calling. Get it in writing if you can. I just had a medically-necessary pre-cert-required drug not counted against my annual deductible (and our work shoved us all on high deductible plans which is SUPER GREAT for a family with 3 disabled people in it) because despite my calling multiple times and being assured it was taken care of, my pre-cert wasn’t done. Then I was told I could just pay for it out of pocket, and they would go back and count the drug against my deductible after the fact. 

HA HA HA HA LIARS.

Also in my area the hospital is in-network but the ER doctors are out of network. 

No shit.

For reference.

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Inclusive language is for everyone!!

Their boyfriend is their partner why is this hard to understand

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korben600

Also, “partner” is just a good word? It implies an equal relationship where both of your work together in pursuit of something, whether that be life goals or just having fun together.

It’s a good word. People should use it more.

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dykesymmetry

why is it so difficult for ppl to distinguish between "this person is a literal bigot and should not have a platform" and "this person is not actively malicious but has accidentally done a couple harmful things that should be addressed" and "this person has made a few poor taste jokes several years ago but has since grown as a person" and "this person simply just didn't know the 'proper' term for something"

fuck it adding on what i said in the tags

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Anyone obsessively blogging about the queen, pro or against, will be unfollowed. Ugh.

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Who caaaaaaaaaresssssss

She was someone’s granny the public paid a shite-load of taxes on for 70 years too many. She was also a human with no known useful duties. And yes, I’m here to confuse you.

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Okay but. Where’s the gif of Morpheus laying Sleeping!John down on his Cushion Of Eternal Rest, guys

Because that’s the moment I screeched, practically ditched the panties, turned to the partner and said

“HOT DAMN, I NEED TOM STURRIDGE TO LAY ME DOWN ON A PILLOW LIKE THAT”

It’s been a while since the hormones have raged here, sorry, not sorry

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anyroads

*sigh* The TERFs are at it again

As a lot of sewing and costube nerds know, Bernadette Banner just released her book on sewing, a basic guide for sewing and mending based on historical techniques. She has a successful YouTube channel where she teaches these techniques and occasionally features other costubers, experts, etc. Naturally, in writing her book, she’s transferred some of the personal aspects that are part of any YouTube channel’s branding, such as illustrating her work with narratives and introducing the people who are featured in the book.

Because she has used people’s correct pronouns and approached this book in an inclusive way, it seems a group of TERF activists have organized and bombarded the book’s Amazon page with bad reviews, claiming the book has an “agenda” and is “political” by using the preferred pronouns of the people featured. Of course, this is this absurd – YouTube personalities, even those with substantive content who aren’t just influencers, are exactly that? Personalities? So of course there will be personal narratives, and why should someone’s identity be left out of their narrative, especially if the reason they need to tailor a garment is a gender reassignment surgery? I also imagine it may be triggering and difficult, as Banner has an openly non-binary sibling who has also been featured in her videos.

All this to say, you can go to Amazon and report these bigoted reviews or mark them as unhelpful, and if you have a copy of the book and like it, this is a good time to leave a nice review. The book was published less than a month ago, and bad Amazon reviews can tank new publications or push Amazon to force the author to make changes in some cases (though I think only with digital books, but as there’s a kindle edition and we all know that Amazon takes money from authors whose books are returned, I’m hoping these TERFs aren’t buying and returning Kindle editions just to leave shitty reviews). Anyway, it’s important to authors not to get dragged down by a TERF swarm, especially so early after publication. And it’s even more important to keep pushing back and showing TERFs that they can’t keep pulling this shit.

I’m honestly just so tired of their bullshit. Please find a non-destructive outlet for your trauma.

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