I just want to put a warning to ANYONE out there. Female, male, it doesn't matter. But mostly females - if you live in the Philadelphia, PA area (or specifically Manayunk) STAY AWAY AT ALL COSTS from this person. He goes by Justin Vincent Loiacono some days probably, among a bunch of other lame nicknames (Rowdy, Nix, chuckles the clown, who really knows honestly). If you choose to date him, he will lie to you and probably cheat on you and might even steal from you. He mentally abused me, has screamed at me while I was driving, and tried to tear apart my friendships. He's gotten in trouble for shoplifting and can't keep a job that I know of. Before I broke up with him on Valentine's Day, 2015, I unfortunately decided to help him try to get back on his feet. His car at the time was very unsafe and felt like the suspension might give out at any time. He begged me to help him out with finding a new car and financing it. He found a real POS at a place in Vineland, NJ, and since I didn't want it on my conscience in case his current car got him into a dangerous accident, I hesitantly agreed. This was in January 2015. The salesmen at the auto place told him that he could refinance once he made enough payments and take my name off of it, so that's what we planned to do. Fast forward to 2/13/15 - he lied to me for what I hoped would be the last time about where he was that night and I broke up with him the next day. We tried to stay on friendly terms. He didn't make any car payments, and the vehicle got repossessed in May. Someone bailed it out for him and I wish he/she hadn't. He never made any payments after that. Fast forward to today. Somewhere in between then and now, I scoured the Manayunk area searching for the vehicle so I could take it back. My name was on the title after all. At one point I found him and he ran like the coward he is. I never caught him. I tried. Around February 2016, he texted me and "apologized" and told me the car was gone, he parked it somewhere illegally and it got picked up and the storage fee was too much for him to pay. He told me he was going to church and changed and he would finally start making the payments and asked me for the vehicle information. I gave that to him. He never made a payment. I would text him and call him periodically to check up on him because he is clearly unable to take responsibility for himself. Eventually he stopped answering my texts. Today, I am trying to get my life together - I am in a healthy relationship finally and at the age of 30, I'm really ready to get things into a good place - one day I would like to have a house and kids, and I've been considering going back to school as well (art is my passion, and I've been throwing around the idea of going back to school to finish out a degree so that I can teach it). I'm being sued by the financing company for $9000, which is probably about 4 times as much as the vehicle was even worth at the time it was purchased. I'm just trying to pay my own bills and my own car payment (which I've never missed in 3 years). My credit has yo-yo'd back and forth because of this and sometimes I wonder if I'll ever be able to purchase a house at a reasonable rate. Whatever happens, I will figure it out somehow without asking help from anyone. I'm not like Justin and I take responsibility for myself and I don't expect anyone to bail me out of my problems. The purpose of this post is to warn ANYONE that might know him or thinks they might want to get to know him. Ladies, STAY AWAY. At all costs. I don't trust him and you shouldn't either. And if he treated me so poorly when I did nothing but try to help him (I also drove him back and forth when he didn't have a car), he will treat others the same. If you try to get to know him, it won't be long before you find holes in his stories and things start to not add up. He will take advantage of your kindness. Beware and share my story if possible. I don't want to see another good person in the same situation as I am in.