Avatar

alive to pass the time

@pvnk-bivch / pvnk-bivch.tumblr.com

cherry 🍒 | they/them | OG tumblr survivor
Avatar
reblogged
Avatar
keery

CHAPPELL ROAN Coachella — April 12, 2024

Avatar
While the giant bill was fake, it represented a very real accomplishment. The group raised more than $17,000, which purchased more than $1.6 million in medical debt owed by Philadelphians, according to their nonprofit partner RIP Medical Debt.

This is a great way to undermine the system that we are trapped in

Avatar
uniquecrash5

The fact that this can be done at all shows how utterly bullshit the entire system is. There was literally no reason for that medical debt to exist in the first place.

Image

Let's say you owe a private hospital ten thousand dollars, but you have very few assets, so they're pretty sure they're never getting any of that back. There's ninety nine other people who also each owe the hospital ten thousand dollars. (It doesn't have to be a hospital; any debt can be sold this way.) The hospital has shit to do and the low chances of you paying them mean it's an unnecessary drain on their time and resources to hound you all for it. But they can get *some* money, by selling your debt to a third party.

Let's say the sell each ten thousand dollar debt for ten dollars (I'm making all these numbers up for simplicity). So a third party gives the hospital one thousand dollars, and now all hundred of you owe that third party ten thousand instead! You're in the clear with the hospital, you owe it to these guys now! And their job is to hound and harrass you for the money you owe. If one of you pays up more than a thousand dollars, you've covered their initial investment. These guys are gambling on the likelihood that enough of you can pay your debts that you make it worth the time they spend tracking you and harrassing you.

Or, instead of trying to get the money out of you, they can just... decide you don't owe them. Why not? They own the debt. They can fork out a thousand bucks, buy a million in debt, and forgive it. That's what these guys did. (This is also a favourite move of John Oliver; if you ever see headlines about John Oliver forgiving debt, this is what he's doing). A small payment can take a massive weight off the shoulders of a lot of struggling people.

Again, I made up the numbers to simplify the math. But this is how the process works.

Avatar
turbozarky

seventeen thousand dollars to buy SIXTEEN MILLION DOLLARS OF DEBT. Absolutely FUCKED at how cheap our misery and servitude is.

thing is, the debt companies *hate* this, because it means that it gives hope to people saddled with unimaginable debt that someone will come along and buy that debt and cancel it. So more people don't pay their debts, and they lose money. Debt buying companies do their *damnedest* to keep people like these philadelphhians and john oliver from doing exactly this.

Avatar
complete

you can do this too! Follow OP's link to https://ripmedicaldebt.org/ and donate whatever you can. For every $1 you donate, they buy $100 of debt and cancel it. I donate $10 each month just to get that amazing email that says I've been personally responsible for cancelling $1000 of medical debt - it's genuinely the best $10 I spend each month 😊

Avatar
reblogged
palestine masterpost-masterpost

i've been trying my best to collect a bunch of links to other, more structured resources about the genocide in gaza, and what you, reading this, can do about it, that i'm going to compile here.

DON'T SCROLL PAST. LOOK THROUGH THE LINKS. REBLOG.

less and less people are talking about gaza every day, but it is still a very real crisis.

Avatar

nothing in the world makes me more evil than just being kind of annoyed

me when i'm in genuine agonising distress: i'm so sorry if i'm bothering you with my childish histrionics :/

me when i'm just in a bit of a bad mood: i hope hydrogen bombs fall on every living thing in the universe

Avatar
reblogged

“how interesting that something so huge and life-changing should happen so early in your life and so late in mine.”

my emmy nominated father and child duo i love them so much i’m so happy and so proud of them ❤️❤️

Avatar
fandom

so! how we feelin' about those emmy noms?

Avatar
reblogged
Avatar
rmftjin
Tom Holland as Arvin Russell in The Devil All the Time (2020) dir. Antonio Campos
Avatar

I want to enlarge this shot and hang it on my wall.

Avatar

As promised, here are some pictures of Lyalya’s first walk outside! Look at the bushy little squirrel tail :D the sandpit was her favorite spot! She was extremely excited and threw sand all over the place

Avatar
x-file

this is a fucking squirrel. this is a fucking squirrel with a cat’s head. who is responsible for this

Has science gone too far

Ah, yes. The squirrel is back! Always reblog the squirrel

You are using an unsupported browser and things might not work as intended. Please make sure you're using the latest version of Chrome, Firefox, Safari, or Edge.