Walrus By: Fred Bruemmer From: Natural History Magazine 1977

saw this image and felt an incredible urge to paint it

hey guys i-

post cancelled. i'm putting my fish tank here instead

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is tumblr aware that half the uk is suddenly Very Invested in the royal family because we think kate middleton is dead

-she had surgery a couple months ago

-vanished from public

-upon returning looked like someone else

-every picture of her since then appears to be some form of photoshop

-the mother's day photo she posted 100% is photoshopped confirmed by her

shes gotta be dead this shit is EXCELLENT they aren't even blaming megan for anything at the moment that's how dead she is

like VERY photoshopped. some people have said her face in this picture was taken from a magazine cover. there's so much happening i'm having a blast rn

This is the picture the released to try and prove that she's alive and not in coma and all that.

That could honestly be fucking anyone.

They really want us to believe the only pap shot they could get was of her right ear....

That's also a manip:

The bow can be seen perfectly.

The case for the Princess of Wales having early-stage cancer and receiving treatment in private:

The case for the Princess of Wales being dead:

Hear me out-

If you fall for a social media prank, do you reblog/pass it on to your followers?

This is funnier on mobile. It's like hot gluing a coin to the sidewalk but the glue pools out under it making it obvious at a glance that it is a prank.

If you fall for a social media prank, do you reblog/pass it on to your followers?

This is funnier on mobile. It's like hot gluing a coin to the sidewalk but the glue pools out under it making it obvious at a glance that it is a prank.

even this will pass. nothing is forever.

bumbled be thy bees

Please do not let debt collectors play in your face.

I am super busy so I honestly don’t even know if I should be taking the time to write this, but hopefully this will help those of you who may find yourself in a similar situation.

Earlier this year I received a letter of notice from a debt collector stating that they had acquired a debt supposedly belonging to me and that, per law, I have 30 days to dispute the debt. I immediately drafted a letter and sent it to both disputing the debt and request validation of the debt as well as possible settlement arrangements had they actually been able to validate said debt

I sent this letter via certified mail. Always certified mail.

About a week after the 30 day period for them to respond expired, I received a Phone call very specifically crafted in a way to invoke urgency and panic and suggest legal action. So, naturally, I called this number only to discover this was a different company that had only just recently acquired said supposed debt. I reiterated to them that I was disputing this debt and required validation in writing.

The initial conversation went smoothly, they then called me back the next day and became aggressive. They accused me of lying and did everything under the sun to try and trick me into validating this debt as mine so that they would not have to legally send me that validation. I, knowing my rights, insisted that I was disputing the debt and that they were required to send me validation despite them claiming that they were not and that they already had and many other number of lies. I refused to continue the conversation until someone had sent me validation to which they continually responded that they would be forwarding this to their legal department and blah blah blah blah blah.

Surprise surprise, I get a phone call today from yet another company, this one claiming to be in the process of forwarding my account to the county clerks office. That was an immediate red flag as the county clerk does not handle debt disputes. They would have to hire a lawyer in my state to handle this case. I asked what company this was as they had not stated initially, and when they told me I realized this was now another company who had purchased said alleged debt and we’re trying to collect on it. this one outright illegally threatening to take me to court knowing they weren’t.

Beyond that, he tried to lie to me and tell me that a debt validation was not what I thought it was and that a validation was actually just a notice that they had purchased a debt so when I received a letter stating that they had purchased this debt that would be a validation.

That is not true! Debt companies are legally required to send you notice of an allegedly acquired debt in writing and you have 30 days to dispute and request that validation. The company then has 30 days themselves to respond and validate your debt or the debt is forfeit. This man tried to lie to me and tell me that a notice was the same thing as a dead validation in order to trick me into paying a debt that he cannot validate that I am actively disputing.

This is now the fourth company that has attempted to collect on a debt they cannot validate. They know they cannot validate this debt and instead have relied on trying to trick me into paying it. These tactics would absolutely work if I did not have a sales background and or know my rights.

And this ladies and gentlemen is why you always always always dispute a debt. The last debt I disputed was immediately pulled from collections and that allowed me to get back in contact with the original creditor and work out a payment plan so that it would never hit my credit and keep my account with them current. This debt is invalid and therefore they cannot hit my credit with it nor can I collect on it or I will sue them.

If you guys have any questions about dealing with that collectors please ask me.

I'm not surprised they gave you the long ass run around on this.

For anyone that has a debt sold to a Collections Agency do exactly what OP did and request debt validation (Google-able). Most of the time, the Original company you owed debt to did not give them your Social Security Number or your date of birth; just a good phone number and address. In order to be held legally responsible for it and to be on your credit score, they need your SSN or DOB to prove it's yours.

Usually, they're initial call will say "Hey so before we can discuss your debt of $Xxxx, we need you to verify your SSN and DOB." They're lying. That means they want you to confirm it so they can legally pin that debt to you. If you send a Debt Validation letter VIA CERTIFIED MAIL, that Collections Agency has 30 days to prove you owe the debt and that it does in fact tie to you. Since in most cases they can't, they'll send a letter saying "We don't have the necessary information to collect on this debt. It is now null and void." Send copies of that to the credit bureaus, and they wipe it from your credit report.*

With OP, they did the shadiest thing possible by constantly re-selling the debt, thus starting over that 30 day response period.

Never pay a debt unless you're certain that you owe it. Especially if it's for a deceased relative. Debt collection companies are especially predatory during the grieving period asking you to "Pay down the debt" or "Clear their good name". Unless you (co)signed, don't give them anything. The debt will get written off on their taxes. If you do pay, you're locked in on that debt. You basically showed "willingness and ability to pay" which is all they need.

*This is NOT a "get out of debt free" maneuver. If the original creditor has ANY reason to believe you may try wiggling out of the debt, they will happily validate the debt before selling it to a Collection Agency. They'll more than likely notify the Credit Bureaus too. Debt Validation methods should only be used when a debt is

the three inventions the world needs the most are cure for cat allergy, strap-on you can feel, and cigarette that’s good for you. scientists get on this right now please

modern au steve harrington duetting a tiktok thirst edit of corroded coffin frontman eddie munson with a video he took last week of eddie walking directly into a closed door, hitting his head on the frame, bouncing off of it, grabbing the doorknob on the way down, and still falling on his ass

This one.

"on tumblr.com your old content can still be passed around many years after you post it" is both a selling point and a threat

sorry i cant hang out tomorrow im celebrating the death of a 2123 year old roman politician with a bunch of psychos on tumblr. yeah its gonna be all day

Me when I remember something I said ages ago that was wrong or my values no longer align with

㋡🥀

STOP. moment of gratitude for those precious times of breathing from your nostrils when you don't have a stuffy nose