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@studybuds / studybuds.tumblr.com

a little archive of helpful life advice ♡
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logarto

its so cute how humans have such an innate desire to nurture and care for things… we get so much pleasure from keeping plants and pets that arent capable of showing affection… we just like looking after things so much that its fine if we dont get anything in return. the joy is in providing. isnt that just so sweet?

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a real ass guide to life

there’s a lot of shit on here about lighting candles and waking up early to see the sunset and if we are being hella honest, no one actually does that. u probably don’t own candles or if u do there in a closet and the only time you wake up early all year round is never. so here’s a guide to actual human beings.

-wake up when you need to. don’t wake up at 5 to “journal” and “meditate.” sleep is more important. if you have a class at 9, wake up at 8. it’s simple. - eat something. it doesn’t have to be avocado toast. just have a bagel or a bowl of cocoa puffs. - have ur meds if u take any - attempt to look nice. at least brush your hair and your teeth. but honestly no one cares how u dress. if you wanna dress like a stripper, then dress like a goddamn stripper. honestly no one cares. (but if ur in hs try to follow the dress code a little bit?) - wear makeup if u want, or if you don’t then don’t. - ur probably not gonna exercise or stretch. who cares. i dont. your friends don’t. if ur feeling up to it then go jog 4 miles, but if ur not then don’t. - actually try to have a plan of what ur doing for that day. attend ur classes, and do ur work. ur education is hella important. FUCKING DO IT. kill those grades, murder everyone else in that class, impress and surprise ur teacher, parents, and everyone else who thought u couldn’t do it - attempt to be social. make plans with friends and try to go. it can be lowkey and only like an hr. eat pizza or go to a bar. just have fun. - eat healthy. eat a hamburger when u really want a hamburger and eat a large pizza when u really want a large pizza but try ur hardest to eat healthyish. - watch ya shows. who doesn’t love some amazing netflix binges? watch it. do it. - actually read. books are honestly the best. at least try to pick up the first harry potter. - go to sleep before 2AM!!!!!!¡¡¡¡¡¡¡ sleep is hella important. - shower. you don’t need to buy expensive bath bombs or candles and have a fancy bath and coat ur skin in so much lotion that you are a walking wet rag, but try to smell somewhat pleasant. - do what u want. just make sure it’s legal. have sex, travel, learn how to code, be with ur family, have a family, marry someone nice, build an empire, be fierce, be strong, but most of all: be happy. you live once on this planet. live it to the fullest. and don’t let ANYONE bring you down. not a girl, not a guy, not a parent, or a so called friend. keep your standards high, and heels higher.

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thedailyzen

You can’t grow unless you are willing to take calculated risks and expose yourself to new things. Remain open. What you know right now is only the tip of the iceberg.

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lesbianrey

i think……..one of the many problems in how sex is perceived in society is that we seem to think its this “skill” like people are very anxious about getting experience or practice or whatever wrt sex but that’s not really how it works, it’s a fundamentally an expression, a conversation; two-sided, subjective, situational, and figuring out what works for everyone involved, as opposed to being just another objective talent to master for all situations as if its one-size-fits-all without consideration to your specific partner

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ilovehugs777

you know what’s really cool. when you revisit a past relationship you had with someone and all you feel is compassion for both your past selves. no anger, no hurt, you’re just looking at everything with a fresh pair of eyes. you can admit both your wrong-doings but without the bitterness or hurt you once used to feel. idk I find that really cool. “what happened sucked, and I feel sad we knew each other when we weren’t at our best.” i think abt this all the time. anyway

It’s great because then you can finally move on from it. Whatever happened.. happened and if it was meant to be it would have worked out in the end. It helps you realize they were there during your time of growth but there is someone even better for you out there.

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reblogged
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cwote

if you find you are surrounded by toxic people… 

  • CUT. 
  • THEM. 
  • OUT.
Source: cwote
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luchia13

hey guys psa regarding hospital bills

don’t just pay it. do not automatically pay the hospital bill when you receive it. call your health insurance provider and POLITELY say, “excuse me, i just received a bill for $1200 for my hospital visit/ER visit/etc., is that the correct amount i’m supposed to pay?” because hospitals bill you before your health insurance and they will take your money no matter how the amount due may change based on your health insurance looking at it. 90% of the time, if your health insurance is in any way involved in the payment of that bill, you do not have to pay as much as the hospital is billing you for. call your health insurance provider first, and POLITELY request clarification, always remember that the person you are talking to is human and this is just their job, and then you will very likely find out you actually only owe $500.

don’t shout at anyone about it, don’t get mad, just understand that this is The Way Things Are right now and call your health insurance provider before paying the bill your hospital just sent you. there’s a chance the hospital bill might be correct, true, but call your health insurance provider.

THIS IS SUPER IMPORTANT. after my car accident last year the hospital billed me ~$8000. They sent me letters asking me to pay, and I called them back saying my insurance was processing the claim. This is also what I told the collection agency when they kept calling me about the $1000 emergency room fee (billed separately from the hospital fee, mind you). Once everything got straightened out, all I was actually liable for was my $200 emergency copay.

!!!!!!! things my ass didn’t know !!!!!!!!

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anamatics

Yes this is a life lesson my adulting ass didn’t know I needed and I’m out 80 bucks for an anti-nausea pill. 😒😒😒😒😒

Reblogging for American friends.

Also, it is important [for people receiving medical care in the USA] to carefully read all of the items on the medical bill and look for errors and overcharges. I know that the normal feelings of avoidance and dread can make it hard to look at scary hospital bills, and that’s okay! But as the OP mentions, private orgs like hospitals don’t monitor overpayment of bills - they are motivated to charge you extra - and it is basically impossible to get your money back. Read the bill carefully and make sure that the charges are correct, using the links below for help if you need. If they haven’t sent you an itemized list, you can ask for one. Sometimes you will be charged extra for items or treatment you didn’t receive. Most people don’t know that you can dispute medical bills! But in 2009, Consumer Reports stated that 8 out of 10 medical bills scrutinized by a watchdog had errors, and generally you are not obligated to pay for someone else’s error.

You may be charged for using medication that you actually brought into the hospital with you - that’s easy to dispute! You may be charged for the consumables used during your stay such as sheets, gloves, gowns, etc - the hospital should actually cover that under its running budget. You may be charged for a brand name drug if the generic was available for cheaper - the links below explain how and when you can dispute this. You may be charged a surprisingly expensive “oral administration fee” (where a nurse puts pills for you to take in a little clean paper cup and then hands it to you) but that’s worth disputing if you were actually able to take the pill out of a bottle and put it in your own mouth. And so on.

8 Things You Should Know About Challenging a Medical Bill (FORBES) (includes links to sites that help you calculate how much a procedure/treatment usually costs in your area, if the costs seem super high)

7 Tips for Fighting and Paying A Huge Medical Bill (FORBES) This explains briefly how to negotiate costs, and payment plans.

10 Common Medical Billing Overcharges You Can Prevent (Bill Advocates) A breakdown of errors and overcharges to double check.

Ugh one thing I loved about Thailand was I had a hospital visit, filled out a (half) sheet of paper, saw the doctor, had tests run and got 5 medications under 45 minutes all for $60 flat no insurance needed.

Get it together America.

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